Building & Contents Insurance for Individuals

Buildings Insurance is a legal necessity for most mortgage providers, without it, most of us would struggle considerably to find a mortgage lender willing to lend us sufficient money for the purchase of a property. What’s more, if an accident occurs that affects your building it can be extremely costly. Securing the correct buildings insurance can keep your life on track, and as you know it. Without it, you and your loved ones could find yourselves in a very worrying and costly situation with a bill that you simply can’t meet.

Finding the correct buildings insurance for you is important. There is no ‘one size fits all’ policy, because homes and private properties can differ so enormously.  Our advisers are experts in unraveling the complex details that insurers often use to illustrate their terms and conditions. At Boutique Financial we pride ourselves on offering the best possible advice and ensuring that you walk away with the most comprehensive buildings insurance for you and your circumstances.

The subject of contents insurance tends to arise when people make changes to their lives. When we get engaged (and purchase an expensive ring!), get married or buy an expensive new television, we find ourselves wondering what would happen if our most loved and valuable items were to be damaged, stolen or lost.  Contents insurance protects you from risk and protects your belongings by ensuring a financial payout. Even if your item is priceless in terms of sentimental value, a cash sum in its place can certainly soften the blow. Contents insurance sits comfortably alongside buildings insurance and many people choose to secure both at the same time, particularly when they are purchasing a house or moving into rented accommodation.

At Boutique Financial we have access to a range of buildings and contents insurance policies for individuals (and their families). We will work with you to ascertain the type of cover that you really need and, just as importantly, what you don’t need. Call us at either our London or Manchester office and we can help you access peace of mind, safe in the knowledge that your home and its contents are safe and secure.